tool

• id: 7742
  tools_id: AOAT-007742
  tools_url: https://pagaya.com
  tools_name: Pagaya
  publish_date: 2010-04-05
  is_active: 1
  created_at: 2025-07-23T05:58:33.471061
  updated_at: 2025-07-27T08:15:21.895024
  

---

badges

• tool_id: 7742
  badge_id: 17
  is_active: 1
  created_at: 2025-07-21T12:34:50.291939
  value: 1
  id: 9904
  updated_at: 2025-07-27T08:11:45.309133
  value_text:
  

---

• tool_id: 7742
  badge_id: 25
  is_active: 1
  created_at: 2025-08-18T15:22:26.07548
  value: 656156
  id: 33871
  updated_at: 2025-08-18T15:22:26.07548
  value_text:
  

---

images

• image_id: 70280
  tool_id: 7742
  image_url: https://ageofai.tools/wp-content/uploads/fullsc/fullsc-7742-XBpKu.png
  image_type: homefullsc
  alt_text:
  order:
  is_active: 1
  created_at: 2025-08-12T11:23:03.651718
  updated_at: 2025-08-12T11:23:03.651718
  

---

• image_id: 26129
  tool_id: 7742
  image_url: https://ageofai.tools/wp-content/uploads/logo/AOAT-007742-logo.png
  image_type: logo
  alt_text:
  order:
  is_active: 1
  created_at: 2025-07-23T06:21:01.537453
  updated_at: 2025-07-27T08:07:15.656641
  

---

• image_id: 26130
  tool_id: 7742
  image_url: https://ageofai.tools/wp-content/uploads/sc/AOAT-007742-sc02.png
  image_type: screenshot
  alt_text:
  order:
  is_active: 1
  created_at: 2025-07-23T06:21:01.537453
  updated_at: 2025-07-27T08:07:15.656641
  

---

all_pricing_models

• pricing_model_id: 9
  pricing_model_name: Hybrid Models
  is_active:
  sort: 0
  

---

• pricing_model_id: 10
  pricing_model_name: Deprecated/Legacy
  is_active:
  sort: 0
  

---

• pricing_model_id: 1
  pricing_model_name: Free
  is_active: 1
  sort: 1
  

---

• pricing_model_id: 2
  pricing_model_name: Freemium
  is_active: 1
  sort: 2
  

---

• pricing_model_id: 12
  pricing_model_name: Free Trial
  is_active: 1
  sort: 3
  

---

• pricing_model_id: 3
  pricing_model_name: Subscription
  is_active: 1
  sort: 6
  

---

• pricing_model_id: 4
  pricing_model_name: Pay-As-You-Go (PAYG)
  is_active: 1
  sort: 4
  

---

• pricing_model_id: 5
  pricing_model_name: One-Time Purchase
  is_active: 1
  sort: 7
  

---

• pricing_model_id: 6
  pricing_model_name: Credit or Token-Based
  is_active: 1
  sort: 5
  

---

• pricing_model_id: 7
  pricing_model_name: Custom Pricing
  is_active: 1
  sort: 8
  

---

• pricing_model_id: 8
  pricing_model_name: Performance-Based
  is_active: 1
  sort: 9
  

---

• pricing_model_id: 11
  pricing_model_name: Miscellaneous
  is_active: 1
  sort: 10
  

---

active_pricing_model_names

ratings

• rating_id: 69775
  tool_id: 7742
  source_id: 3
  score: 4.89064083
  weight:
  comment:
  created_at: 2025-08-15T00:41:38.816622
  is_active: 1
  updated_at: 2025-08-15T00:41:38.816622
  

---

• rating_id: 7742
  tool_id: 7742
  source_id: 3
  score: 4.743682
  weight:
  comment:
  created_at: 2025-06-28T07:49:38.28653
  is_active: 1
  updated_at: 2025-07-27T08:17:24.286376
  

---

seo

• seo_id: 7742
  tool_id: 7742
  title: Pagaya.Com's AI: Streamlining Credit Approval Decisions
  tldr:
  short_description: Optimize loan approvals with Pagaya's AI Lending Network. Leverage advanced AI-powered credit analysis to minimize risk and enhance conversion rates.
  introduction_title: AI and Risk Management Redefined: Pagaya's AI Lending Network Streamlines Financial Decisions
  introduction_body: AI and risk management have become paramount in today's financial landscape. Pagaya's AI Lending Network emerges as a sophisticated solution designed to revolutionize credit approval processes for lending partners. By leveraging advanced AI-powered credit analysis, this platform facilitates accurate approvals while minimizing risks for banks and financial institutions. The network seamlessly integrates with existing systems, enhancing conversion rates without disrupting workflows and ensuring regulatory compliance. Pagaya's API connectivity empowers fintech companies to rapidly adopt the technology, fostering stronger relationships between issuers and merchants. Ultimately, Pagaya's AI Lending Network promotes deeper customer engagement through customized programs, creating a seamless checkout experience for borrowers.
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  updated_at: 2025-07-27T08:11:20.221553
  

---

social_media

• tool_id: 7742
  network_id: 12
  social_media_url: https://linkedin.com/company/pagaya/
  is_active: 1
  created_at: 2025-07-01T18:37:08.939718
  id: 8686
  updated_at: 2025-07-27T08:14:10.033253
  

---

• tool_id: 7742
  network_id: 16
  social_media_url: ir@pagaya.com
  is_active: 1
  created_at: 2025-07-01T18:37:08.939718
  id: 8687
  updated_at: 2025-07-27T08:14:10.033253
  

---

tags

• tool_id: 7742
  tag_id: 195
  weight: 1
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 30262
  updated_at: 2025-07-27T08:14:35.369098
  

---

• tool_id: 7742
  tag_id: 327
  weight: 2
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 30263
  updated_at: 2025-07-27T08:14:35.369098
  

---

• tool_id: 7742
  tag_id: 70
  weight: 3
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 30264
  updated_at: 2025-07-27T08:14:35.369098
  

---

toolsets

• tool_id: 7742
  toolset_id: 25
  weight: 1
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 73802
  updated_at: 2025-07-27T08:15:00.645841
  

---

• tool_id: 7742
  toolset_id: 40
  weight: 2
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 73803
  updated_at: 2025-07-27T08:15:00.645841
  

---

• tool_id: 7742
  toolset_id: 49
  weight: 3
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 73804
  updated_at: 2025-07-27T08:15:00.645841
  

---

• tool_id: 7742
  toolset_id: 27
  weight: 4
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 73805
  updated_at: 2025-07-27T08:15:00.645841
  

---

jobs

• tool_id: 7742
  job_id: 43
  weight: 1
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 179706
  updated_at: 2025-07-27T08:12:08.543303
  

---

• tool_id: 7742
  job_id: 30
  weight: 2
  is_active: 1
  created_at: 2025-07-23T06:17:37.581901
  id: 179707
  updated_at: 2025-07-27T08:12:08.543303
  

---

platforms

• tool_id: 7742
  platform_id: 1
  priority: 1
  platform_url: https://pagaya.com
  is_active:
  created_at: 2025-07-23T06:17:37.581901
  id: 7740
  updated_at: 2025-08-16T03:01:57.932
  

---

• tool_id: 7742
  platform_id: 1
  priority: 1
  platform_url: https://pagaya.com
  is_active: 1
  created_at: 2025-08-15T23:31:59.640101
  id: 37311
  updated_at: 2025-08-15T23:31:59.640101
  

---

score_log

• log_id: 182237
  tool_id: 7742
  final_score: 4.39
  logged_at: 2025-08-19T16:20:53.067949
  change_reason: rating_sources changed | Coverage: 8.6% | Penalty: 0.8982
  triggered_by: System
  source_summary: Similar web Raiting: 4.890640830 (w=58.000) | Base Score: 4.891 | Final: 4.393
  final_score_2: 4.3927882654
  

---

• log_id: 166692
  tool_id: 7742
  final_score: 4.4
  logged_at: 2025-08-19T16:20:25.813463
  change_reason: rating_sources changed | Coverage: 10.2% | Penalty: 0.8999
  triggered_by: System
  source_summary: Similar web Raiting: 4.890640830 (w=59.000) | Base Score: 4.891 | Final: 4.401
  final_score_2: 4.4012295115
  

---

• log_id: 152086
  tool_id: 7742
  final_score: 4.39
  logged_at: 2025-08-15T00:41:38.816622
  change_reason: New rating added | Coverage: 8.6% | Penalty: 0.8982
  triggered_by: System
  source_summary: Similar web Raiting: 4.890640830 (w=58.000) | Base Score: 4.891 | Final: 4.393
  final_score_2: 4.3927882654
  

---

• log_id: 144962
  tool_id: 7742
  final_score: 4.26
  logged_at: 2025-08-12T06:15:25.263278
  change_reason: Rating source weights updated | Coverage: 8.6% | Penalty: 0.8982
  triggered_by: System
  source_summary: Similar web Raiting: 4.743682000 (w=58.000) | Base Score: 4.744 | Final: 4.261
  final_score_2: 4.2607894034
  

---

• log_id: 129851
  tool_id: 7742
  final_score: 4.27
  logged_at: 2025-08-11T16:36:22.187859
  change_reason: Applied precise penalty formula - Similar Web = 4.5 | Coverage: 10.2% | Penalty: 0.9000
  triggered_by: Manual Refresh
  source_summary: Similar web Raiting: 4.743682000 (w=49.000) | Base Score: 4.744 | Final: 4.269
  final_score_2: 4.2691572585
  

---

• log_id: 118718
  tool_id: 7742
  final_score: 3.68
  logged_at: 2025-08-11T16:32:06.680827
  change_reason: Applied milder penalty formula - v2 | Coverage: 10.2% | Penalty: 0.776
  triggered_by: Manual Refresh
  source_summary: Similar web Raiting: 4.743682000 (w=49.000) | Base Score: 4.744 | Final: 3.679
  final_score_2: 3.6787728278
  

---

• log_id: 107585
  tool_id: 7742
  final_score: 2.61
  logged_at: 2025-08-11T16:28:07.06408
  change_reason: Applied new fair penalty system | Coverage: 10.2% | Penalty: 0.551
  triggered_by: Manual Refresh
  source_summary: Similar web Raiting: 4.743682000 (w=49.000) | Base Score: 4.744 | Final: 2.614
  final_score_2: 2.6138683993
  

---

• log_id: 96452
  tool_id: 7742
  final_score: 4.74
  logged_at: 2025-08-11T16:16:08.254948
  change_reason: weights updated to defaults
  triggered_by: Manual
  source_summary: Similar web Raiting: 4.743682000 (w=49.000)
  final_score_2: 4.743682
  

---

• log_id: 72371
  tool_id: 7742
  final_score: 0.48
  logged_at: 2025-08-11T16:10:08.878468
  change_reason: weights updated to defaults
  triggered_by: Manual
  source_summary: Similar web Raiting: 4.743682000 (w=5.00)
  final_score_2: 0.4840491837
  

---

• log_id: 37265
  tool_id: 7742
  final_score: 4.74
  logged_at: 2025-06-28T07:38:11.151992
  change_reason: New rating added
  triggered_by: System
  source_summary: Similar web Raiting: 4.743682000 (weight: 1.0000)
  final_score_2: 4.743682
  

---

last_update

• tool_id: 7742
  last_update: 2025-08-18T15:22:26.07548
  

---